It's a foundation for the best spending practices

Melt is designed to understand how money flows out of your company and to make you more aware of how to bring your business to its most efficient state.

It simplifies control over your payments

Melt brings all your payment accounts and recurring spending together, giving your team a shared workspace where payments are organized and under control. Take charge of all your payment methods, manage recurring spending, get better deals, or cancel unexpected bills or unwanted services.

It helps businesses find the answers they need

Every month, our bank accounts and credit cards are paying out for subscriptions, online SaaS services, insurance, leases, software and more. Are you sure you’re only paying for services and products you need? Many businesses are losing up to 40% of monthly recurring spending. Is yours one of them?

It consolidates your spending processes

Melt integrates with nearly every bank and financial institution out there—more than 1,500 companies. Adding all your payment accounts to Melt keeps your business coordinated across all departments and payment methods, and working quickly, transparently and efficiently.

All of your subscriptions in one place

Melt’s growing platform helps you integrate monthly expenses and all payment accounts in one place, managing a team or reporting new paid subscriptions or automatic charges, hidden fees, overcharges, unexpected bills, unwanted services, and even alerting you to better deals.

Security at Melt

Security is essential to everything we do. We take security seriously here at Melt, and we are proud to match the industry standard when it comes to protecting your organization. Communication between Melt infrastructure and financial institutions transmit over encrypted tunnels. All client communication with Melt utilizes cryptographically hashed headers and timestamps to verify authenticity. It's the same protocol used by Citi, Chase, Bank of America, Wells Fargo, Stripe, American Express, Capital One, US Bank and other financial institutions.

Learn more about security

Curious how Melt works for large organizations?

With custom functionality, advanced features and additional security, compliance, and administrative features, Melt Enterprise brings the power of Melt One to large, complex businesses.


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In early 2016, we founded Melt and integrated with leading financial institutions and service providers. We strive to provide our customers with reliable and secure services for spending optimization, to ensure interaction with suppliers and timely delivery of the best deals for your business.

Melt is designed to help businesses and people to find, track, and manage paid subscriptions, recurring bills, and monthly expenses. What we found was that existing services barely provide tools to control and optimize recurring spending. Most solutions don’t allow clients to manage paid subscriptions efficiently, and more importantly, they offer no opportunity to streamline costs and to interact not only with suppliers and providers but also with their competitors to get the best offers.

We want you to focus on being great at what you do, and help you get what you need. You shouldn’t be worrying about improper payments, unwanted subscriptions, poor services, or wasting time. Melt is the best there is. If you have any questions or feedback, contact us at Our team of experts is ready and waiting to assist you.

The information provided is not warranted as to completeness or accuracy and is subject to change without notice. Any info about Melt, on any Melt website (including and, the Melt platform, e-mails, blog, social networks or any other communications, are meant for informational purposes only. FAQ

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